Our Team
Ashok Mishra, PhD, MBA
Co-founder
Ashok has expertise in many functional areas of the banking the industry including Risk Management, Asset Management, Finance, Marketing, Deposit Profitability/Pricing, System Development, and Analytics & Reporting. Ashok has over 20 years of experience at Big 4, large Global Banks, US Tier 1 Banks, and small community banks.
Michael Whalen
Risk Management and Analytics Advisor
Mike has 35 years of experience in the banking industry, serving most recently, over the last decade, as a Senior Manager in the Market Risk Management area of PNC Bank. In that role, Mike led a team that was responsible for independent oversight of PNC’s management of interest-rate risk and liquidity risk.
Atul Gupta, Ph.D.
Co-founder
Atul has 18 years experience in Risk and Capital management in financial institutions specializing in credit risk, quantitative modeling, stress testing, and portfolio management with extensive interaction with regulators and executive management
Neal Choudhuri, PhD
Lead Quantitative Analyst
Nidhan is a highly experienced quantitative analyst with a strong background in statistics. He excels at modeling complex data and developing innovative statistical methods. With a leadership background in banking, hedge funds, and software development, he has successfully led R&D teams and built new analytical products. As a consultant, Nidhan applies his modern statistical expertise to a diverse range of projects in finance, marketing, and strategic resource allocation and planning.
Sarju Kanara B.S, M.CA
AML Consultant
Sarju Kansara has 20+ years of experience in Compliance, AML, Sanctions, Transaction Monitoring, Payment Processing, Data Governance, and Data Management. He has worked with various systems like Actimize, Oracle-Mantas, Informatica, and MarkLogic. He has served as a DFS regulator and a Managing Consultant at Guidehouse Consulting for foreign European banks. He has excellent communication, interpersonal, and documentation skills.
Patrick Alyward
Risk Management and Analytics Advisor
30+ yrs in banking and wealth management industry. He Was previously CEO at RIC providing fiduciary solutions to over 200 banks and trustr companies – worked with 6 of largest 7 US Banks. 15 years at National City Bank /PNC Bank as Executive Vice President & Chief Fiduciary Officer. Big 4 public accounting experience in fiduciary taxation. Serves on Exec. Board of Trust Education Foundation. Frequent industry speaker and author on wealth mgt. topics